Jan Dhan
Khata Kaise Khole:-
Friends, today we are going to tell you about opening Jan Dhan account! Before
opening an account, it is necessary to know about its benefits, features,
eligibility, documents, application. So that you do not have any problem while
opening the account!
Jan Dhan
Account Scheme is one of the most ambitious schemes to be launched by the
Central Government. Everyone can open zero balance account in this scheme.
There are many such poor citizens who do not have their own bank account. Due
to not having an account, they remain deprived of the schemes of the
government.
There are
many schemes of the government in which the applicant has his own bank account.
And because the poor did not have their own bank account, they could not get
the benefits of the schemes. In order to reach the benefits of the schemes to
all, the government started the Pradhan Mantri Jan Dhan Yojana. In this even
the poorest of the poor can open an account! And can deposit money without any
deduction for savings!
So far more
than 50 crore accounts have been opened under Pradhan Mantri Jan Dhan Yojana!
In which people have deposited more than 2 lakh crore money! 9 years of this
scheme have been completed! In this, you can also open an account from the bank
or from a bank friend near your village / locality. More than 1.26 lakh bank
friends are making this facility accessible to the people!
About Pradhan Mantri Jan Dhan Yojana
Pradhan
Mantri Jan Dhan Yojana has been started by the Prime Minister on 15 August
2014. This is a financial inclusion scheme with 100% guaranteed! Zero balance
account is opened in this scheme. Which is especially for the poor people!
Because earlier there were many people who did not have their own bank account.
Because of which he could not take advantage of government schemes. In order to
provide benefits of schemes to such people, the government has started opening
Jan Dhan account under PM Jan Dhan Yojana.
Till now 9
years of this scheme have been completed. This is considered a high quality
scheme in all the schemes of the government. In Jan Dhan Yojana, more than 50
crore Indian citizens are taking benefits by opening Jan Dhan account. You can
open this account only with Aadhaar card. PAN card is not required in this! In
this way it has other features, which are mentioned in the post below!
PM Jan Dhan Yojana Benefits and
Features || Benefits of Jan Dhan A/C
All poor or
middle class citizens must open an account in Jan Dhan Yojana! There are many
such features in this account, whose benefits are directly available to the
people. Some of its benefits and features are as follows!
- Even the poorest of the poor can open accounts in Jan Dhan Yojana!
- In this the account opens with zero balance.
- This account can be opened from both bank or bank friend.
- You can keep maximum and minimum balance in this account.
- If a woman has a 6-month-old bank account, she can withdraw 5000 thousand rupees as a loan (overdraft)! On which no interest is charged!
- Insurance cover of one lakh is also included in this account.
- When an epidemic like Corona comes, the government also sends money to the account for maintenance.
- Debit card facility available with zero balance.
- Overdraft (credit card) facility available on completion of 6 months of account!
- Account can be opened without PAN card.
Documents to Open PM Jan Dhan Account
You can open Prime Minister's Jan Dhan account from both bank or bank friend! For this you must have some necessary documents, on the basis of which you can open a bank account.
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